When a fire or flood claim is filed, the contents are already being trimmed — items missed, pricing softened, evidence left thin. ValueRecovery rebuilds the full scope and re-prices it to live market value, delivering court-defensible contents documentation that holds up under cross-examination.
Contents documentation is where claims quietly bleed — not because teams aren't good, but because the process was never built for the scale of a 2,000-item inventory.
By the time a file reaches an attorney or public adjuster, insurance has cut the scope. You're recovering a gap with incomplete evidence and softened pricing.
Most pricing leans on frozen databases. As inflation moves the market, a claimant's real replacement cost moves with it — and a stale price bank quietly leaves money behind.
When a major wildfire or flood hits, the industry doesn't have the people. Claims stall in documentation while clients wait for what they're owed.
We turn property loss into a structured, AI-assisted, human-verified dataset that attorneys, public adjusters, and insurers can actually use.
Send 20 photos from any active or recent claim — or hand us an existing list of line items. 3D scans, walkthrough video, and drone footage can build the full record where you need it.
Our system pulls every item from the visual record — what it is, material, style, quantity, and exact location — then a human verifies each line. No fatigue, no gaps.
The ValueRecovery bot researches each item against current market sources and visually matches the nearest comparable, pricing to Like Kind & Quality (LKQ): what it actually costs to replace with an equivalent today. Live links — never a stale price bank.
A structured schedule of loss with description, quantity, unit cost, replacement cost, and the live source URL on every line — image-linked and built to survive cross-examination.
When a value is challenged, the evidence is already there. We build the trail first — so the documentation holds up line by line, not just in total.
Our system pulls the line items straight out of your photos and builds the full content list — nothing missed, an unbroken chain from photo to line.
Values come from current, live retailer links and nearest-comparable matching, not a frozen price bank. As inflation moves the market, your claimant's number moves with it.
Delivered as structured data, not a flat report: item, description, quantity, unit cost, replacement cost, source, and location — every figure traceable.
Priced to Like Kind & Quality and delivered Xactimate-ready — the same language adjusters and courts already use to evaluate a schedule of loss.
This is the actual format — every item sourced to a retailer with a live link behind its replacement cost. Press build to watch a sample room's documented value come together.
| Qty | Item description | Source | Unit | Rep. cost | Source URL |
|---|---|---|---|---|---|
| Primary Bedroom | |||||
| 1 | Twin storage bed frame w/ under-bed drawers | Pottery Barn Kids | $849.00 | $849.00 | https://www.potterybarnkids.com/products/twin-storage-bed-with-drawers |
| 1 | Twin mattress, foam / innerspring | Ashley Furniture | $449.00 | $449.00 | https://www.ashleyfurniture.com/p/12-inch-medium-firm-mattress |
| 1 | Twin comforter / duvet, kids' pattern | Crate & Barrel | $190.00 | $190.00 | https://www.crateandbarrel.com/red-stripe-kids-duvet-cover |
| 2 | Standard bed pillow, polyester fill | Pottery Barn | $79.00 | $158.00 | https://www.potterybarn.com/products/hydrocotton-bed-pillow |
| 1 | Child Craft Harmony nightstand | Walmart | $149.95 | $149.95 | https://www.walmart.com/ip/Child-Craft-Harmony-Nightstand |
| 1 | Gray painted wood nightstand | Living Spaces | $165.00 | $165.00 | https://www.livingspaces.com/pdp-chase-gray-nightstand |
| 1 | White sound / white-noise machine | Rejuvenation | $100.00 | $100.00 | https://www.rejuvenation.com/products/white-noise-sound-machine |
| Primary Bedroom — full room (sampled lines shown above) | $9,140.00 | ||||
| More rooms in this inventory | |||||
| Living Room · 58 line items | $12,480.00 | ||||
| Kitchen & Dining · 44 line items | $9,260.00 | ||||
| Primary Closet & Wardrobe · 39 line items | $8,410.00 | ||||
| + 6 more rooms — bedrooms, bathrooms, garage, office | … | ||||
Representative preview built from a 20-photo demo drop — not a full file, and all client-identifying information has been removed. Each source is verified (✓); the Source URL column shows the live product link behind each price (displayed here as text — clickable in the delivered file).
Two ways to test us before you ever sign anything. Pick whichever fits what you have on hand.
From any active or recent claim. We take it all the way — identification, line-item extraction, and live LKQ pricing — and send back a sample deliverable formatted the way it would go into mediation or trial.
Already have a list? Send it over and we'll return it re-priced to current market with sourced, live links on every line — so you can see the research quality and what a stale price bank has been costing you.
Either way, you get a free sample back — before any commitment. Send your demo →
Existing tools do one thing well and leave gaps. ValueRecovery is end-to-end — every service feeds the same defensible record.
We build the full detailed list from your photos so nothing gets missed, then price every line to live LKQ value — or, if you already have a list, we just price it. Identified, tagged, sourced, and location-linked.
Measurement-grade 3D capture and walkable digital twins of the loss — a permanent record anyone on the case can revisit at any time.
Drone imagery and aerial documentation for structural loss, large estates, and multi-site claims — capturing what's impossible to see from the ground.
Full documentation delivered under your brand — for restoration contractors, public adjusters, and law firms who want our pipeline as their own.
Think of us as your on-demand contents department — hire us for a single claim or attach us at any point in your process. Your specialist stops grinding through line items and becomes the expert layer on top of what we deliver.
Rebuild the full scope and arrive with contents evidence that holds up under cross-examination.
Schedule-of-loss documentation and live LKQ pricing without the manual bottleneck.
Xactimate-ready contents lists as a white-label wraparound to your rebuild work.
Defensible, line-item replacement-cost backup for valuation and proof-of-loss work.
Help proving what you owned after a fire or flood, when the claim feels impossible.
Pre-loss documentation for high-value homes in disaster-prone areas. Protection, on file.
Yes. Every line item traces to a timestamped, location-tagged visual source and a dated, live market-pricing reference, delivered as structured, auditable data. We build the evidence trail first, so each figure can be defended on its own — not just totaled at the end.
Each item is priced to Like Kind & Quality (LKQ) using live, current market links and nearest-comparable matching — not a stale price bank. The retailer and source URL travel with every line, so any value can be independently checked.
From photos to a court-ready contents inventory in 48 hours — even during a major disaster event, when traditional documentation stalls for weeks.
Two ways, no commitment: send 20 photos from any active or recent claim and we run the full loop to a sample deliverable, or send up to 1,000 line items and we return them re-priced to current market so you can judge the research quality.
Email us 20 photos from any claim — or your existing line-item list — and we'll send back a free sample deliverable in 48 hours. No commitment.